Direct Cremation
Direct Cremation is a disposition option in which the body is cremated in the days immediately following death, without a funeral service beforehand. Direct Cremation is the most economic (affordable) option for disposition.
Because Direct Cremation does not include a formal funeral or any pre-funeral events, many of the costs of a traditional funeral are avoided.
- The body is cremated within a few days after death as soon as necessary schedules have been completed and the required permit has been obtained
- The body is usually cremated in a simple container, rather than an expensive casket
- There is no viewing, visitation, or wake before the cremation, which eliminates the costs associated therewith
- A memorial service may be held at a later date, which eliminates the need for an expensive casket and funeral arrangements
- Removal of body from place of death to funeral home for preservation until service
- Registration of death
- Completion of necessary schedules in order to obtain permit for permission to cremate
- Body then placed in suitable cremation coffin and transported to crematorium
- Body cremated
- Ashes may either be scattered at the crematorium or returned to the family
- Should the family wish to retain the ashes, an urn will be provided
If one would like to have a service before the cremation and have the deceased present at the service, you will not be planning a direct cremation, but rather a “traditional” cremation.
A Traditional Service with Cremation is the best way to incorporate the benefits of both a traditional funeral service and cremation. The decedent would be prepared and placed in a coffin / casket. The funeral service will be held with coffin / casket present. Typically these services take place in a church or a chapel and may include prayers, poems, or songs to remember the deceased. The cremation would be performed after the services are complete.
A service held on a weekend or public holiday with attendance will also be considered a Traditional Service with Cremation. Due to the service being held on a weekend or public holiday, additional after-hours fees will also be levied.
- Pastor
- Organist
- Catering
- Floral arrangements
- Death notifications
- Chapel, i.e. Fourways Memorials Park, Braamfontein Crematorium
- Programmes, etc.
Please call or email your specific requirements.
There are many funeral service options available to families who select burial as the final disposition of their loved one. A traditional funeral service consists of a time for a private or public viewing of the deceased, a funeral service to remember and honour them, followed by a procession to the cemetery for a graveside ceremony to formally say goodbye. Within this framework, there are numerous variations by which to specifically tailor a funeral service to respect the wishes of the decedent and their family.
Please call or email your specific requirements.
Funeral / Cremation Insurance
The feature of our funeral/cremation insurance is as follows:
- No medical examination required or HIV testing
- Immediate cover for accidental death on payment of initiation fee and first premium
- New members on all plans and all cover values will have a 6 – month waiting period for natural causes for persons under 75 yrs. of age and 12 months for those over 75 yrs. of age
- After the waiting period has lapsed there will be no exclusion on claims, provided the correct documentation is received and payments are up to date
- 5 biological / own children included on both individual and family plans
- Initiation fee of R100.00 is payable on all new policies in addition to the 1st month’s premium.
Benefit | Benefit | Benefit | Benefit | Benefit | |
| Main member | R 5 000.00 | R 7 500.00 | R 10 000.00 | R 15 000.00 | R 18 000.00 |
| Spouse | R 5 000.00 | R 7 500.00 | R 10 000.00 | R 15 000.00 | R 18 000.00 |
| Child 14 – 21 yrs. | R 5 000.00 | R 7 500.00 | R 7 500.00 | R 7 500.00 | R 18 000.00 |
| Child 6 – 13 yrs. | R 2 500.00 | R 3 750.00 | R 2 500.00 | R 2 500.00 | R 9 000.00 |
| Child 1 – 5 yrs. | R 1 250.00 | R 1 875.00 | R 2 500.00 | R 3 750.00 | R 4 500.00 |
| Child 0 – 11 mnths | R 1 250.00 | R 1 875.00 | R 2 500.00 | R 3 750.00 | R 4 500.00 |
| Stillborn | R 1 250.00 | R 1 875.00 | R 2 500.00 | R 3 750.00 | R 4 500.00 |
Monthly premium (Below 65 yrs.) | R 45.00 | R 58.00 | R 75.00 | R 100.00 | R 115.00 |
Monthly premium (65 – 74 yrs.) | R 60.00 | R 90.00 | R 100.00 | R 140.00 | R 165.00 |
Monthly premium (75 – 84 yrs.) | R 115.00 | R 165.00 | R 190.00 | R 235.00 | R 290.00 |
Benefit | Benefit | Benefit | Benefit | Benefit | |
| Main member | R 5 000.00 | R 7 500.00 | R 10 000.00 | R 15 000.00 | R 18 000.00 |
| Spouse | R 5 000.00 | R 7 500.00 | R 10 000.00 | R 15 000.00 | R 18 000.00 |
| Child 14 – 21 yrs. | R 5 000.00 | R 7 500.00 | R 7 500.00 | R 7 500.00 | R 18 000.00 |
| Child 6 – 13 yrs. | R 2 500.00 | R 3 750.00 | R 2 500.00 | R 2 500.00 | R 9 000.00 |
| Child 1 – 5 yrs. | R 1 250.00 | R 1 875.00 | R 2 500.00 | R 3 750.00 | R 4 500.00 |
| Child 0 – 11 mnths | R 1 250.00 | R 1 875.00 | R 2 500.00 | R 3 750.00 | R 4 500.00 |
| Stillborn | R 1 250.00 | R 1 875.00 | R 2 500.00 | R 3 750.00 | R 4 500.00 |
Monthly premium (Below 65 yrs.) | R 60.00 | R 80.00 | R 100.00 | R 135.00 | R 160.00 |
Monthly premium (65 – 74 yrs.) | R 75.00 | R 115.00 | R 130.00 | R 190.00 | R220.00 |
Monthly premium (75 – 84 yrs.) | R 145.00 | R 220.00 | R 270.00 | No Cover | No Cover |
The 1 + 9 funeral plan – Main member plus nine nominated members
- This plan provides for a principal member plus nine nominated members (children or adults)
- The principal member including the (9) nine nominated members will be covered for the selected amount
- Repatriation benefits are included for the principal member, as well as the (9) nine nominated members on the scheme
- Maximum entry age for a spouse is 65 years / Cessation age of scheme is 99 years
- A 6 (six) month waiting period will apply to all new entrants
- Death as a result of participation in war, riot and civil commotion or terrorism will not be covered
- Suicide will be excluded for the first 24 months
Benefit payable to main member as well as 9 nominated members | Monthly premium |
R 3 000.00 | R 85.00 |
R 5 000.00 | R 125.00 |
R 7 500.00 | R 175.00 |
R 10 000.00 | R 220.00 |
up to 4 extra children can be added | R 3 000 / R 5 000 R10/per child
R 7 500 / R10 000 R20/per child |
Benefit payable to main member as well as 9 nominated members | Monthly premium |
R 3 000.00 | R 105.00 |
R 5 000.00 | R 145.00 |
R 7 500.00 | R 195.00 |
R 10 000.00 | R 265.00 |
up to 4 extra children can be added | R 3 000 / R 5 000 R10/per child
R 7 500 / R10 000 R20/per child |